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0% Financing

Financing Options Available

Bring Home the Fireplace You Want. Pay Over Time.

No Interest if Paid in Full Within 12 Months

Make your fireplace project more manageable with special financing available through the Wells Fargo Outdoor Solutions® Credit Card for qualified customers.

12-Month Promotional Financing Available on Eligible Purchases

Wells Fargo Outdoor Solutions® Credit Card

More Flexibility for Your Project

Whether you're replacing an existing fireplace, adding a stove or insert, or planning a new installation, financing can provide another way to manage the remaining eligible balance of your project.

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12-Month Promotion

Qualified customers may take advantage of a 12-month promotional financing option on eligible purchases.

Apply Online

Approval is required through Wells Fargo, and the application can be completed online.

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Project Flexibility

After the required deposit, the remaining eligible project balance may be financed through Wells Fargo.

Financing Options Available

Wells Fargo Outdoor Solutions® Credit Card

The Wells Fargo Outdoor Solutions® Credit Card is designed for purchases through participating businesses that accept the card. It is not a general-purpose credit card.

Qualified customers may use the 12-month promotional financing option on eligible purchases made through Black Swan Hearth & Home.

Apply for Financing

Application and credit approval are handled through Wells Fargo.

Promotional Financing

No Interest if Paid in Full Within 12 Months

To avoid interest charges, the entire promotional balance must be paid in full by the end of the 12-month promotional period. Minimum monthly payments are required.

If the promotional balance is not paid in full by the end of the promotional period, interest will be charged from the original purchase date in accordance with the terms of your Wells Fargo account.

Before You Apply

A Few Things to Know

01

Deposit Paid Separately

The project deposit cannot be financed. For most projects, the deposit is $400.

02

Finance the Remaining Balance

The remaining eligible project balance may be financed through Wells Fargo after the required deposit.

03

Pay Within the Promotional Period

The full promotional balance must be paid within 12 months to avoid interest under the promotional terms.

How It Works

From Showroom to Financing

Start by talking with our team about your home and project, then decide whether financing makes sense for the remaining eligible balance.

01

Plan Your Project

Visit or contact Black Swan to discuss your home, goals and fireplace project.

02

Explore Your Options

Work with our team to choose a fireplace, stove or insert that fits your home and project.

03

Apply for Financing

Complete the Wells Fargo online financing application and review your approval information.

04

Move Forward

Pay the required project deposit separately and use approved financing for the remaining eligible balance.

Ready to Apply?

Apply Online Through Wells Fargo

The online application is completed directly through Wells Fargo and is subject to credit approval and applicable account terms.

Apply for Financing

Have Questions First?

Let's Talk About Your Project

Not ready to apply yet? Complete the form below and a member of our team can help answer questions about your project and the financing process.

Financing is subject to Wells Fargo credit approval and applicable account terms and conditions. Promotional financing is available on eligible purchases. Contact Black Swan Hearth & Home with questions regarding project eligibility.